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Savings and Investments
Your "share" account, maintained at a minimum of $5.00, represents your partial ownership of the credit union.  Your share account works just like a regular passbook account, but as an owner you earn daily interest, compounded quarterly, on balances over $500.00.

Share (Savings) Accounts

 

Christmas Club
The Christmas Club Account lets you save money all year long for holiday shopping.  The account also earns interest, and you can use payroll deductions to make automatic deposits on a regular basis.  Christmas Club funds are disbursed on November 1-just in time for holiday shopping.

Vacation Club
This account works just like the Christmas Club only you receive the balance, plus interest, on May 1.  Payroll deduction may also be used for this account.

Certificate Account
Designed for the serious saver, a Certificate Account allows you to lock in a higher interest rate for a fixed period of time. Interest is accrued daily and terms of 6 and 12 months are available.  A $1000.00 minimum deposit is required.  Contact the credit union for our competitive rates.

Individual Retirement Account (IRA)
An IRA is a smart way to build financial security for the future while earning tax-deferred, compounding interest.  Interest on your IRA is accrued daily and you may make payments through payroll deduction, regular deposits, or you may choose to make one, single contribution annually.  No minimum balance required.

Youth Account
Youth Accounts are available for young savers, 17 years of age and younger.  Only $10.00 is required to open an account and begin earning dividends.

Low-Cost Loans
Visit the credit union before you visit your dealer to secure a pre-approved auto loan.  At the credit union you will get a great rate with no hidden costly extras or add-ons.  We offer hassle-free, fast loan processing and the popular PC Carbook and NADA Evaluator.

New & Used Auto Loans

Mastercard Credit Card
Our Mastercard credit card features a low 9.9% fixed APR, no annual fee, and free cash advances.  You'll enjoy the worldwide acceptance and low cost of our credit card.

Home Equity
Turn the equity in your home into cash.  This loan is secured by a mortgage on your real estate.  You'll enjoy a low fee, variable rate line of credit and have flexible terms to repay your loan. Contact the Credit Union to obtain a Home Equity application package, and disclosure.

Share Secured
A share-secured loan used your shares in the credit union as "collateral".  It's the easy way to keep the money in your share account earning interest while you are using the funds from the loan.  Contact the credit union for our low rate on this loan.

Signature
Your signature is all that is needed to secure this multi-purpose loan.  You'll enjoy a competitive rate and can repay your loan easily through payroll deduction.

Christmas
Enjoy the holiday to the fullest with a Christmas loan from your credit union.  Available in November and December only, you can borrow up to $2,000.00 at a low rate and take up to 10 months to repay-especially easy with payroll deduction to effortlessly repay this loan as well.

Credit Life & Disability Insurance
Should you die or become permanently disabled during the term of your loan, this optional, low-cost coverage picks up your loan payments.  Now that's peace of mind.

Other Loan Services

  • Boat
  • RV
  • Motorcycle

Please inquire about other loans as well.

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